*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
:root { --blue:#1a5496; --green:#3a9c5c; --border:#dde4ed; --text:#1c2b3a; --muted:#5a6e82; --nav-h:96px; }
body { font-family: 'Montserrat', sans-serif; color: var(--text); font-size: 15px; line-height: 1.65; background:#f5f8fc; }
a { color: inherit; text-decoration: none; }
img { display:block; max-width:100%; }
.topbar { background: linear-gradient(90deg, var(--green) 0%, var(--blue) 100%); padding:0 32px; height:34px; }
.topbar-inner { max-width:1200px; margin:0 auto; height:100%; display:flex; align-items:center; justify-content:space-between; }
.topbar-right { display:flex; align-items:center; gap:18px; }
.topbar-link { font-size:12px; font-weight:500; color:rgba(255,255,255,.78); }
.topbar-sep { width:1px; height:14px; background:rgba(255,255,255,.28); }
.topbar-phone { display:flex; align-items:center; gap:6px; }
.topbar-phone a { color:rgba(255,255,255,.9); font-weight:600; font-size:12px; }
.topbar-phone svg { width:12px; height:12px; fill:none; stroke:rgba(255,255,255,.9); stroke-width:2; }
.nav { position:sticky; top:0; z-index:120; background:#fff; border-bottom:1px solid rgba(221,228,237,.6); }
.nav-inner { max-width:1200px; margin:0 auto; display:flex; align-items:center; height:var(--nav-h); gap:4px; }
.nav-logo img { height:68px; }
.nav-links { display:flex; list-style:none; margin-left:auto; }
.nav-links > li { position:relative; }
.nav-links > li > a { display:block; padding:8px 13px; font-size:12.5px; font-weight:600; border-radius:6px; }
.nav-links > li > a:hover, .nav-links > li > a.active { color:var(--blue); background:rgba(26,84,150,.06); }
.nav-submenu { position:absolute; top:calc(100% + 8px); left:0; min-width:220px; list-style:none; padding:8px; background:#fff; border:1px solid var(--border); border-radius:10px; opacity:0; visibility:hidden; transform:translateY(6px); transition:opacity .18s, transform .18s, visibility .18s; z-index:30; }
.nav-links > li.has-submenu:hover > .nav-submenu, .nav-links > li.has-submenu:focus-within > .nav-submenu { opacity:1; visibility:visible; transform:translateY(0); }
.nav-submenu li a { display:block; padding:9px 12px; font-size:12.5px; font-weight:600; border-radius:6px; }
.nav-submenu li a:hover { color:var(--blue); background:rgba(26,84,150,.06); }
.nav-cta { margin-left:10px; padding:9px 22px; font-size:12px; font-weight:700; background:linear-gradient(90deg, var(--green) 0%, var(--blue) 100%); color:#fff; border-radius:50px; border:none; white-space:nowrap; letter-spacing:.4px; text-transform:uppercase; }
.nav-search-btn { background:none; border:none; padding:8px; margin-left:4px; color:var(--muted); }
.nav-search-btn svg { width:18px; height:18px; fill:none; stroke:currentColor; stroke-width:2; }
.nav-burger { display:none; margin-left:auto; background:none; border:none; padding:6px; flex-direction:column; gap:5px; }
.nav-burger span { width:22px; height:2px; background:var(--text); display:block; }
.nav-search-panel { max-width:1200px; margin:0 auto; height:0; overflow:hidden; transition:height .22s, padding .22s; padding:0; }
.nav-search-panel.open { height:56px; padding:8px 0 12px; }
.nav-search-form { display:flex; align-items:center; gap:10px; }
.nav-search-input { width:100%; height:40px; border:1px solid var(--border); border-radius:999px; padding:0 16px; }
.nav-search-submit { height:40px; padding:0 18px; border:none; border-radius:999px; font-size:12px; font-weight:700; color:#fff; background:linear-gradient(90deg, var(--green) 0%, var(--blue) 100%); }
.mobile-overlay { display:none; position:fixed; inset:0; background:rgba(0,0,0,.5); z-index:200; }
.mobile-overlay.open { display:block; }
.mobile-panel { position:absolute; left:0; top:0; bottom:0; width:270px; background:#fff; padding:24px; overflow-y:auto; }
.mobile-panel-head { display:flex; align-items:center; justify-content:space-between; margin-bottom:24px; }
.mobile-panel-head img { height:34px; }
.mobile-close { background:none; border:none; font-size:24px; color:var(--muted); }
.mobile-nav-links { list-style:none; }
.mobile-nav-links li a { display:block; padding:12px 0; font-size:15px; font-weight:500; border-bottom:1px solid var(--border); }
.mobile-submenu { list-style:none; margin:0 0 8px 14px; border-left:2px solid #e5edf6; padding-left:12px; }
.mobile-submenu li a { padding:9px 0; font-size:13.5px; color:var(--muted); border-bottom:0; }
.hero { position:relative; min-height:360px; padding:40px 32px; display:flex; align-items:center; overflow:hidden; }
.hero::before { content:''; position:absolute; inset:0; background:url('../img/woman-690036_1920.jpg') center 45% / cover no-repeat; transform:scale(1.03); }
.hero::after { content:''; position:absolute; inset:0; background:linear-gradient(102deg, rgba(8,22,50,.86) 0%, rgba(10,28,60,.7) 34%, rgba(10,28,60,.32) 62%, rgba(10,28,60,0) 100%); }
.hero-inner { position:relative; z-index:2; max-width:1200px; margin:0 auto; color:#fff; width:100%; }
.hero-label { font-size:11px; font-weight:700; letter-spacing:1.4px; text-transform:uppercase; color:rgba(255,255,255,.82); margin-bottom:12px; }
.hero h1 { font-size:clamp(30px,4vw,50px); font-weight:800; line-height:1.1; margin-bottom:14px; text-shadow:0 8px 24px rgba(0,0,0,.24); }
.hero p { max-width:760px; color:rgba(255,255,255,.9); }
.section { padding:70px 32px; }
.section-inner { max-width:1200px; margin:0 auto; }
.intro-grid { display:grid; grid-template-columns:1.15fr .85fr; gap:26px; align-items:stretch; }
.content-card { background:#fff; border:1px solid var(--border); border-radius:18px; padding:34px; }
.content-card p { margin-bottom:14px; color:#3f5163; }
.content-card p:last-child { margin-bottom:0; }
.callout { background:linear-gradient(135deg, rgba(26,84,150,.08), rgba(58,156,92,.08)); border:1px solid #d9e6f3; border-radius:18px; padding:28px; height:100%; display:flex; flex-direction:column; }
.callout h2 { font-size:24px; margin-bottom:14px; line-height:1.15; }
.callout ul { list-style:none; display:grid; gap:10px; margin-top:18px; }
.callout li { position:relative; padding-left:22px; color:#314357; }
.callout li::before { content:''; position:absolute; left:0; width:18px; height:18px; margin-top:2px; background:url('../img/list-style-1.png') center / contain no-repeat; }
.cta-row { display:flex; gap:14px; flex-wrap:wrap; margin-top:22px; }
.btn { display:inline-flex; align-items:center; justify-content:center; min-height:44px; padding:0 18px; border-radius:999px; font-size:13px; font-weight:700; }
.btn-primary { color:#fff; background:linear-gradient(90deg, var(--green) 0%, var(--blue) 100%); }
.btn-secondary { color:var(--blue); background:#fff; border:1px solid #cfdbe7; }
.steps { padding-top:14px; }
.steps-grid { display:flex; flex-direction:column; justify-content:space-between; gap:18px; margin-top:18px; flex:1; }
.step-card { background:#fff; border:1px solid var(--border); border-radius:16px; padding:24px; }
.step-num { display:inline-flex; width:34px; height:34px; border-radius:50%; align-items:center; justify-content:center; font-size:12px; font-weight:800; color:#fff; background:linear-gradient(90deg, var(--green) 0%, var(--blue) 100%); margin-bottom:16px; }
.step-card h3 { font-size:18px; margin-bottom:10px; }
.step-card p { color:#425467; }
.footer { background:linear-gradient(160deg, #0a1e42 0%, #0d2e5c 100%); color:#fff; padding:52px 32px 28px; }
.footer-inner { max-width:1200px; margin:0 auto; }
.footer-top { display:grid; grid-template-columns:1.8fr 1fr 1fr; gap:48px; padding-bottom:36px; border-bottom:1px solid rgba(255,255,255,.12); margin-bottom:24px; }
.footer-logo { height:60px; background:#fff; padding:8px 16px; border-radius:10px; }
.footer-brand p { font-size:13.5px; margin-top:14px; max-width:280px; color:rgba(255,255,255,.58); }
.footer-col h4 { font-size:11.5px; font-weight:700; text-transform:uppercase; letter-spacing:1.2px; color:rgba(255,255,255,.45); margin-bottom:16px; }
.footer-col ul { list-style:none; }
.footer-col li { margin-bottom:9px; }
.footer-col a { font-size:13.5px; color:rgba(255,255,255,.65); }
.footer-bottom { display:flex; justify-content:space-between; font-size:12.5px; color:rgba(255,255,255,.38); flex-wrap:wrap; gap:16px; }
.footer-bottom a { color:rgba(255,255,255,.38); margin-left:16px; }
@media (max-width:900px){ .intro-grid,.steps-grid,.footer-top{grid-template-columns:1fr;} }
@media (max-width:768px){ .topbar{display:none;} .nav-links,.nav-cta,.nav-search-btn,.nav-search-panel{display:none;} .nav-burger{display:flex;} .nav-inner{height:72px;padding:0 20px;} .nav-logo img{height:48px;} .section{padding:52px 20px;} .hero{min-height:300px;padding:36px 20px;} }